Calculated
DCF
Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.
54.03 USD50.50 USD63.32 USD
+28%
50.50 USDCurrent price is 28% above the base model value.
C
Financial ServicesBanks - RegionalUnited States
CFG.US · Citizens Financial Group, Inc.
NYQ · US · USD
Latest price64.64 USD
30D-9.82%
Vs. base value+28%
Research summary
CFG.US latest organized financial period shows revenue grew +5.61% YoY and net income grew +21.34% YoY. Current price is about 64.64 USD, while the model base case is about 50.5 USD; the current price sits +28% versus the base case. This summary is intended for public-information research and model review.
Key financial trend
Annual financial metrics with switchable views. · Unit: USD
Revenue8B USD
Net income2B USD
Free cash flow2B USD
Operating cash flow2B USD
Price trend
Price date: 2026/04/28 · Updated: 2026/04/29 07:26
Valuation model range
Hover each model row to inspect formulas and inputs.
Current price64.64 USD
Base value50.50 USD
Vs. base+28%
Price date2026/04/28
54.03 USD50.50 USD63.32 USD
+28%
Calculated
Owner Earnings
Uses recent net income as an owner-earnings proxy and discounts scenario growth.
43.74 USD40.89 USD51.27 USD
+58.08%
40.89 USDCurrent price is 58.1% above the base model value.
Calculated
Reverse DCF
Solves the forward FCF growth rate implied by the current price.
Implied growth1.3%
Current price implies roughly 1.3% annualized FCF growth.
1.3%Current price implies roughly 1.3% annualized FCF growth.
Excluded
Earnings Power Value
Estimates earnings power value without assuming growth.
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-Operating income data is insufficient.
Updated: 2026/04/29 07:26
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Quarterly and annual financial table
Financial DetailsShowing latest 5 / 9
| Period | Type | Revenue | Net Income | Free Cash Flow | Diluted EPS |
|---|---|---|---|---|---|
| 2025/12/30 | Annual | 8B USD | 2B USD | 2B USD | 3.86 |
| 2024/12/30 | Annual | 8B USD | 2B USD | 2B USD | 3.03 |
| 2023/12/30 | Annual | 8B USD | 2B USD | 3B USD | 3.13 |
| 2022/12/30 | Annual | 8B USD | 2B USD | 4B USD | 4.1 |
| 2021/12/30 | Annual | - | - | - | - |
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